Archive for the ‘General’ Category

Webspammers are creative people. They really are. They work really hard to circumvent Google's algorithm changes aiming to block them, sometimes they don't succeed, sometimes they do. But on the long term Google will take notice of their change in...

I was asked by a friend who was a bit strapped on money on what happens if he didn't pay his taxes on time for the Quebec government. I told him that the Quebec government follows the below process: If the payment is not received by April 30th for...

As we all know, if you place a stock order and it's not yet filled, then you can just click on the Cancel button (there must be a Cancel button somewhere on your order details), and the order will be canceled. Once the order is canceled, your money is...

Many Canadians think that when a product is labeled as "Made in Canada", then this means that every single component of that product is Canadian. This cannot be further from the truth. In fact, a product labeled as "Made in Canada" can have all of its...

I have purchased some shoes for my wife from Puma's online shop (they do have a nice collection). The total order came down to about $124 and I was told that taxes will be calculated at checkout. I paid with PayPal and I wasn't charged any taxes. That was...

As mentioned earlier, I do have two lines of credit from two different banks here in Canada (both are Big 5 banks). Some of the questions people frequently ask me "Are there any fees for lines of credit here in Canada, and if yes, then how much?" The...

This is a followup to my post yesterday "How to Get an Unsecured Line of Credit in Canada?" Currently I have 2 unsecured lines of credit in Canada. Both of them are for the same amount and each is from a different bank. I often get friends asking me:...

Unsecured lines of credit are an excellent way to fund a business because of three things: Low interest rates: The interest rate on an unsecured line of credit is much lower than the interest rate on a credit card as well as other types of loans...

I was at Heathrow yesterday in a connecting flight. I was hungry so I decided to have lunch. I elected to go with the same lunch I had nearly a month ago at the same place. The total bill was for £14 (including tip). I gave the waitress $25 (I'm talking...

Back in June, I asked one of my banks for two credit cards, one in Canadian Dollars and the other in US Dollars. I didn't need them but I thought it was good to have them as a backup plan in case I have a problem with any of my other cards while overseas....

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